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Categories: how to organize income & expenses

Written by Emma

Categories help you organize your money flows into income and expense buckets for cleaner bookkeeping and reports.

Creating categories. Each category is either Income or Expense. You can create top-level categories and subcategories, and give a top-level category one of 12 colors and an icon so it is easy to recognize. A default set of categories is created for you when you register.

Using categories. Assign a category to a transaction or a payment, either one by one or in bulk. Categories power the Dashboard charts, Budgets and the P&L report.

Rules (auto-categorization). Set up rules so transactions are categorized automatically — for example by wallet, by counterparty, or by matching text in the memo/note. Rules run in priority order, you can preview what they will match, and apply them to existing transactions. VaultNow may also suggest rules for you.

Archiving. You do not delete a category — you archive it. Archived categories stay on past transactions and reports; use the Active / Archived / All filter to manage them.

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